Unlock Top Bank Bonuses and Promotions: Maximize Your Earnings Today!
Unlock Your Financial Potential with SoFi!
Are you ready to boost your savings and take control of your finances? With SoFi, new and existing Checking and Savings members have the incredible opportunity to earn a cash bonus! Just set up Direct Deposit and watch the rewards roll in: snag a cool $50 when you receive at least $1,000 in Direct Deposits during our Bonus Period, or go big and pocket $300 with at least $5,000 in Direct Deposits! Don’t miss out—this promotion kicks off on December 7, 2023, and runs through January 31, 2026. For full details, check out our website.
And that’s just the beginning! When you enroll in Direct Deposit, you can earn a phenomenal 4.00% annual percentage yield (APY) on your savings (including Vaults) and 0.50% APY on your checking account. No minimum Direct Deposit amount is needed to enjoy that impressive 4.00% APY. If you prefer to go without Direct Deposit, you’ll still earn a respectable 1.20% APY on your savings. Keep in mind, interest rates are variable, so now is the perfect time to make the switch!
But wait, there’s more! SoFi members who maintain $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can also benefit from that enticing 4.00% APY on savings balances. Remember, this rate is available with or without Direct Deposit, but only those with Direct Deposit can unlock exclusive SoFi Plus benefits. Rates can change, so stay informed!
No Fees, No Worries! We believe in transparency, which is why SoFi Checking and Savings accounts do not come with pesky account, service, or maintenance fees. While we do charge a transaction fee for outgoing wire transfers, there are no fees for incoming wires—though your sending bank might charge you. Be sure to check out our fee sheet for the latest updates!
Your Money is Secure! As a proud member of the FDIC, SoFi Bank provides insurance for your deposits up to $250,000 per account ownership category. For additional peace of mind, our Insured Deposit Program can extend your coverage up to $2 million. Explore the full details on our website!
Access Cash Anytime! With our partnership with Allpoint, you’ll have access to over 55,000 ATMs nationwide. Use any in-network ATM without a fee—just be aware that third-party fees may apply at out-of-network ATMs. We’re committed to making banking easier for you, but policies may change, so stay tuned!
Get Paid Early! Enjoy the benefit of early access to your direct deposit funds, often available up to two days ahead of schedule, depending on when we receive notice of payment. That’s right—you could be the first to benefit from your hard work!
Stay in Control! Our Overdraft Coverage offers added protection, allowing you to overdraft up to $50 on debit card purchases, available to customers with direct deposits of $1,000 or more during the current 30-day Evaluation Period. Just check your APY Details page via the SoFi app or website to see where you stand and enjoy peace of mind knowing you’re covered!
