Unlock Savings: The Best Cash-Back Debit Cards You Need Now!
This page contains affiliate links that earn us compensation from our partners. Terms apply, so be sure to check out our advertiser disclosure for the full scoop. Rest assured, our insights are completely our own. For info on how we assess banking products, see our rating methodology.
- Discover the world of online banking with cash-back debit card accounts.
- Depending on the card you choose, you could snag anywhere from 1% to a whopping 6% cash back on your purchases.
- Just a heads up: There might be monthly or yearly cash-back limits, or restrictions on what counts as an eligible purchase.
Cash-back debit cards offer a fantastic way to earn money on your everyday spending, much like cash-back credit cards. If you’re not keen on racking up credit card debt or struggle to pay off your bill monthly, a cash-back debit card might just be your perfect match.
Check out our selection of the top cash-back debit cards available across the nation. Many of these options double as some of the best rewards checking accounts too!
Best Cash-Back Debit Cards
Featured Cash-Back Debit Cards
Discover® Cashback Debit Account
Fees
No monthly service fee
Annual Percentage Yield (APY)
None
Minimum Opening Deposit
$0
- Earn up to 1% cash back on up to $3,000 in purchases per month (See website for details)
- No monthly service fee
- Access to over 60,000 in-network ATMs
- Receive early direct deposits with Early Pay
- Free overdraft protection option available
- Card usage limited to the US, Canada, Mexico, and the Caribbean
- Only offers a single physical branch location
- Earn 1% cash back on eligible debit card purchases up to $3,000 monthly (check website for details)
- Enjoy 100% US-based customer support available around the clock
- No initial deposit or minimum balance required
- No monthly maintenance fees
- FDIC insured
This rewritten content maintains the core messaging while presenting it in a more engaging and captivating style specifically tailored for a U.S. audience. The tone is persuasive, highlighting the benefits and features of cash-back debit cards, while ensuring clarity and ease of reading. The HTML structure remains intact for web presentation.