Unlock the Future: Best Crypto Cards You Can Use with Apple Pay!
Above the fold: Unleash the power of your crypto with Apple Pay-compatible payment cards! Imagine effortlessly spending your digital assets at millions of retailers around the globe. With our curated selection of top crypto payment cards for 2025, you’ll enjoy seamless contactless payments and exclusive perks that make every transaction extraordinary.
What Are Apple Pay Supported Crypto Cards?
Introducing Apple Pay-supported Crypto Cards: the cutting-edge debit or prepaid cards that merge the world of cryptocurrency with everyday spending, all through the Apple Pay platform. Issued by visionary payment providers, these cards integrate your digital assets into traditional payment systems effortlessly. Just like your trusty Visa or Mastercard, they work seamlessly at point-of-sale locations and can be easily added to your Apple Wallet. Depending on the card issuer, you could be in for unique perks like cryptocurrency cashback, enticing reward programs, and multi-currency functionalities.
Top Apple Pay Supported Crypto Cards to Watch in 2025
| Card Name | Top Features | Pros | Cons | |
| Crypto.com | Up to $1,000,000 balance | 15+ supported cryptocurrencies | High-tier cards are pricey | |
| UPay Platinum Card | Available in 168+ Countries | High spend limits | No ATM cashouts | |
| Bista Card | Supports 20+ cryptos | Multi-currency flexibility | Monthly fees apply | |
| CoinJar | Complimentary Physical Card | No issuance fee | Charges for dispute resolution | |
| Trastra Card | European IBAN Account Linking | Robust security features | Low ATM limits |
Best Apple Pay Crypto Cards Reviews
- Crypto.com: Up to $1,000,000 Balance for Top-Tier Cards
The Crypto.com Visa card stands out in our lineup of Apple Pay crypto cards, offering a diverse range of tiers tailored to your spending style. Lower-tier options like Midnight Blue and Ruby Steel deliver essential features like ATM withdrawals and standard payment capabilities. However, if you’re aiming for the crème de la crème, higher-tier cards come loaded with irresistible perks, from permanent rebates to exclusive access to events in F1 and UFC, not to mention a wallet-busting balance limit of up to $1,000,000.
| Highlight: The Crypto.com Visa card lets you stake CRO, earning cashback on purchases and up to 100% rebates on subscriptions like Netflix! |
Accessible in over 200 countries, including the U.S., the Crypto.com card supports more than 15 digital assets like BTC, ETH, MANA, DOGE, ADA, USDC, USDT, and THETA. It’s designed to help you maintain impressive high balances through CRO staking, although monthly cashout limits are set at $5,000 for the basic card and $10,000 for the Obsidian card.
Costs and Fees
Issuance and Activation: Free for Midnight Blue, $500 for Ruby Steel, $5,000 for Jade Green, $50,000 for Icy White, and $500,000 for Obsidian.
Transaction Costs: Variable after free monthly limit.
Annual Fees: None.
| Pros | Cons |
| Abundant benefits | Steep fees for high-tier activation |
| No annual fees | Most perks are reserved for high-tier cards |
- UPay Platinum: Global Accessibility with High Spend Limits
Our second favorite, the UPay Platinum, is designed with high card balances and generous spending limits that can reach up to $200,000 monthly. This virtual card requires a minimum deposit of just $10 and is accessible for anyone, but keep in mind that it doesn’t support ATM withdrawals.
| Highlight: The UPay Platinum card functions like a credit card, allowing you to spend without directly debiting your balance—flexibility without impacting your credit score! |
UPay is the ultimate travel companion, accepted in over 168 countries. With a strong focus on security, UPay follows regulations by the US MSB, Canada’s MSB, and Hong Kong MSO. Plus, you can access 24/7 multilingual support via email or live chat whenever you need assistance.
Costs and Fees
Issuance and Activation: $10.
Transaction Costs: Zero Transaction Fee.
Annual Fees: None.
| Pros | Cons |
| Minimal activation cost | No ATM withdrawals |
| High spend limits | |
| Global accessibility |
- Bista Card
Landing the third spot is the Bista card, a debit card from Spain that supports nearly 20 cryptocurrencies, including BTC, ETH, LTC, USDT, USDC, and DAI, with EUR as its primary currency. It easily integrates with Spain-based IBAN accounts for smooth deposits and top-ups. However, the lack of a crypto swap feature defaults all transactions to EUR, which is a notable limitation.
| Highlight: Bista offers three card tiers: the free lowest tier has an annual balance limit of €2,500, while the premium tier costs €9.99 per month with a maximum annual balance of €360,000. |
The Bista card is available in around 40 countries, including Austria, Denmark, Finland, France, Italy, Poland, Spain, and Sweden, but it’s not offered in the US. Users can choose between a virtual card and a physical one, although the latter incurs a €20 fee for ordering. Ideal for budget-conscious consumers, this card allows a daily spending limit of €1,500.
Costs and Fees
Issuance and Activation: None for Virtual Card, €20 for Physical Card.
Transaction Costs: 3.8% crypto-to-EUR conversion fee and a 2% foreign exchange fee.
Annual Fees: None.
| Pros | Cons |
| Choice of physical and virtual cards | Monthly fees for higher tiers |
| High tier cards offer higher spend limits | Free card has low limits |
- CoinJar
Meet CoinJar, the prepaid Mastercard crypto card that’s perfect for users with modest to medium spending habits. The CoinJar card boasts a daily transaction limit of £5,000, a monthly cap of £15,000, and an annual limit of £50,000. It supports Bitcoin (BTC), Ethereum (ETH), and various ERC-20 tokens like USDT, USDC, and DAI, with USD and AUD as primary currencies. Plus, join their rewards program to earn loyalty points on every transaction, redeemable for cash!
| Highlight:Best of all? CoinJar cards are completely free, with no hidden shipping costs—an unbeatable cost advantage! |
CoinJar is fully compliant with AUSTRAC regulations in Australia, requiring users to complete KYC verification before obtaining a card. With no inactivity fees or charges for card replacement, it’s a user-friendly option. Just keep in mind that if you need to file a dispute, it’ll cost you $27.50—definitely something to consider.
Costs and Fees
Issuance and Activation: None.
Transaction Costs: 1% for ATM cashouts, 2.9% foreign exchange, and 1% for purchases.
Annual Fees: Zero.
| Pros | Cons |
| Free issuance and shipping | Charges for dispute resolution |
| No annual or inactivity fees | |
| Fits medium budget spending |
- Trastra Card
Last but not least, the Trastra card wraps up our list of top Apple Pay crypto cards for 2025. This Visa-powered card supports five major cryptocurrencies—BTC, ETH, BCH, LTC, and XRP—and facilitates transactions in EUR. With ATM withdrawal capabilities, Euro zone IBAN account linking, and contactless payment options, it’s a solid choice. However, Trastra is exclusively available in the European Economic Zone, covering 31 countries including Austria, Belgium, Hungary, and Sweden.
| Highlight: The Trastra crypto card offers a €300 ATM withdrawal limit but supports online spending of up to €7,700 daily! |
This prepaid card requires funds to be loaded before spending, and while it doesn’t offer savings or loans, it features robust security with 2FA, anti-skimming protection, and an instant freeze option for your peace of mind.
Costs and Fees
Issuance and Activation: 9 EUR.
Transaction Costs: €1.25 monthly, €2.25 ATM fee, and 3% cross-border fees.
Annual Fees: €24.
| Pros | Cons |
| Transparent pricing | Low ATM limits |
| ATM withdrawal options | Available only in Europe |
| Strong security features | Annual fees apply |
How Do Apple Pay Crypto Cards Work?
Apple Pay crypto cards provide a smooth way for cryptocurrency enthusiasts to spend their digital assets without hassle. By utilizing blockchain technology and strategic financial partnerships, these cards allow for the real-time conversion of crypto into fiat currency at checkout. Let’s break it down step-by-step:
- Card Issuance and Setup: Sign up with a reputable crypto card provider that supports Apple Pay compatibility. Depending on your choice, you can apply for either a physical or virtual card.
- Funding the Card: Add funds to your account using supported cryptocurrencies like Bitcoin (BTC) or Ethereum (ETH) to use your Apple Pay crypto card. Some providers also accept fiat currency for easier transactions, with minimum funding policies in place.
- Integration with Apple Pay: Link your Apple Pay crypto card to your Apple Pay account by entering card details in the Apple Wallet app. This step allows you to make contactless payments by simply tapping your iPhone or Apple Watch at any terminal that supports Apple Pay.
- Card Conversion Process: When you make a purchase with your Apple Pay-compatible crypto card, the provider converts your selected cryptocurrency into fiat currency instantly at the current market rate.
- Security and Privacy: Apple Pay crypto cards come with robust security features, including encryption protocols, biometric authentication (like Face ID or Touch ID), and two-factor authentication, ensuring your data and transactions are secure.
Getting Started with Apple Crypto Cards
- Choose a Crypto Card Provider: Opt for a reliable provider like UPay, Crypto.com, or Bista that supports Apple Pay integration.
- Create an Account and Verify Your Identity: Sign up for an account with your chosen provider and go through the Know Your Customer (KYC) verification process.
- Fund Your Crypto Wallet: Once your account is set up, load your wallet with the cryptocurrency you wish to spend. Make sure you have a sufficient balance to cover transactions and potential conversion fees.
- Apply for Your Apple Crypto Card: Go to your provider’s app or website to apply for your card. Select between a virtual card for online transactions or a physical card for in-store purchases. Submit your application and pay any necessary fees.
- Activate and Link to Apple Pay: Once your card is approved, follow the provider’s instructions to activate it. Physical cards will be sent to you via mail, while virtual cards are available immediately.
- Start Making Payments: You’re ready to spend! Use your card wherever Apple Pay is accepted. The payment process is as easy as holding your iPhone or Apple Watch near a payment terminal and authenticating with Face ID, Touch ID, or your device passcode.
How to Choose the Best Apple Crypto Cards
Selecting the best Apple Pay crypto card can significantly impact your spending and management of crypto assets. Keep these key factors in mind when weighing your options:
- Supported Cryptocurrencies: Ensure the card supports the cryptocurrencies you own or plan to use. While many cards support Bitcoin and Ethereum, not all cater to a wide range of digital assets.
- Fees and Costs: Investigate the card’s fees, including activation, monthly maintenance, and transaction costs (like crypto-to-fiat conversion fees). Also, check for any foreign exchange fees if you intend to travel abroad.
- Conversion Rates and Limits: Review the conversion fees when switching crypto to fiat and any spending limits that apply. Ensure you’re getting competitive rates to keep your costs down when spending your crypto.
- Security and Compliance: Opt for cards from trustworthy providers with strong security measures like two-factor authentication (2FA) and anti-fraud systems to protect your funds.
- Customer Support: Good customer support is crucial for resolving any issues. Make sure the provider has a responsive support team, ideally available 24/7 for your convenience.
Closing Remarks
Apple Pay crypto payment cards transform your financial experience from mundane to extraordinary. Each tap isn’t just a transaction; it’s about convenience and maximizing the value of your crypto, elevating everyday expenses into exciting opportunities. Whether you’re a crypto veteran or just dipping your toes into the digital waters, there’s a card that fits your style. Our top picks, Crypto.com and UPay, shine in this landscape, while other contenders bring their own strengths to the table. Dive into our comprehensive crypto card guide and find the one that speaks to you!
FAQs
- Are Apple Pay crypto cards secure?
Absolutely! Apple Pay crypto cards utilize advanced encryption and biometric authentication to safeguard your transactions and personal information.
- Which is the best Apple Pay crypto card?
The best Apple Pay crypto card varies per individual needs. Our reviews spotlight Crypto.com and UPay Platinum as the top contenders.
- Where can I use Apple Pay crypto cards?
Apple Pay crypto cards work anywhere Apple Pay is accepted, giving you access to millions of retailers and online merchants worldwide.
- How do I top up my crypto card?
You can easily top up your crypto card by transferring crypto from your wallet or exchange to your card provider’s linked account via their app or website.
